Crusade

Centre for Rural Systems and Development (CRUSADE), founded in 1991, works closely with communities to alleviate poverty and to bring about sustainable changes that improve the lives and livelihoods of the poor. CRUSADE works in around 200 villages in four development blocks of Minjur, Sholavarm, Ellapuram and Gummidipoondi in rural Tiruvallur district, north of Chennai, covering 250,000 population.


DISABILITY PROGRAMME

CRUSADE's initiatives for people with disabilities began in 2008. Initially, the approach was focused on piecemeal interventions. However, in 2018, with the support of Action Village India (AVI), CRUSADE launched the "Disability to Stability" project, which aimed at the Community-Based Rehabilitation of Persons with Disabilities (PwDs). The project aimed to empower 2,000 PwDs across four blocks in Tiruvallur district, helping them envision a life of hope, dignity, and self-reliance.

Poverty, lack of awareness about available government support, and low self-esteem often trap individuals with disabilities in an environment that excludes them from opportunities. The communities CRUSADE serves are no exception. Many face painful, unspeakable struggles: most cannot live independent lives, face challenges in educating their children, and cannot find steady employment. As a result, over 90% of these individuals live below the poverty line. Witnessing their hardships, CRUSADE identified and supported people with disabilities, helping them achieve a better, more fulfilling life.

CRUSADE's core focus areas on disability are:

  • Formation of special groups
  • Bank linkages
  • Access to National Identity Cards and government schemes
  • Physiotherapy
  • Assistive devices
  • Medical care
  • Skill training
  • Support for children's education
  • Livelihood assistance
  • Security

Formation of special groups

Close interaction with persons with disabilities is possible only when a structured system is at the village level. For this reason, forming groups among persons with disabilities is vital for the program's sustainability and the overall betterment of the community. These groups are modelled on the structure of Women Self-Help Groups (SHGs), facilitating linkages with local banks, enabling members to voice their needs, collaborate on solutions, and access support more effectively.

By joining a group and opening an exclusive bank account, persons with disabilities gain unexpected benefits, including direct access to state welfare schemes. Since the initiative began in 2009 with just two groups, it has grown to 239 groups with 2425members across four blocks.

CRUSADE identifies persons with disabilities, facilitates discussions to understand their challenges, and supports them in forming groups. Each group is comprisedof 5 to 15 members. CRUSADE guides them in selecting a responsible leader and opening a group bank account. Members save a minimum of ₹50 per month, which serves as a safety net for emergencies.

Today, more than 50% of the groups have bank accounts, allowing them to access benefits directly from state schemes. CRUSADE is committed to forming and strengthening these special groups for persons with disabilities to build a more secure and inclusive future.

Access to national ID cards & govt. schemes

Lack of awareness and limited mobility often prevent persons with disabilities (PwDs) from accessing the free schemes provided by the government. CRUSADE actively encourages and supports PwDs to attend monthly camps organized by the state government, helping them obtain essential ID cards that grant access to these benefits.


Physiotherapy

CRUSADE organizes physiotherapy camps in partnership with professional physiotherapy centres to support persons with disabilities (PwDs). These camps provide hands-on training, where participants learn exercises tailored to their needs. CRUSADE engages physiotherapists practising in the project area for follow-up and for further training. In the follow up, they are encouraged to continue practising these exercises at home to maintain and improve their mobility and overall well-being.


Story: Poosalam ( 53) , orthopedic

Poosalam is a member of “AgginiSiragugal” Special group in AkkarapakkamPalla Colony which has 17 members. Poosalam became orthopedically disabled having broken her hip from falling off the roof of her house and could not walk since then. She received her Disability ID card earlier and with the intervention of CRUSADE started getting maintenance allowance from the state. Poosalam and her daughter were trained in physiotherapy to be practiced at home.


At this juncture through CRUSADE she received a tricycle from Adianath Jain trust. She is immensely happy to be independent to move around. She has also sought Job card from Panchayat to join MGNREGP which assures 100 days paid work in a year. Her childhood friends expect Poosam to join them for work in Government scheme.


Assistive Devices

CRUSADE provide / arrange crucial assisted devices required by handicapped persons with various types of disabilities. In association with a couple of charities in Chennai CRUSADE arrange prosthetic limbs, particularly amputated legs who have lost the limbs due to accidents or disease. The charities also distribute assistive devices such as Tricycles, wheel chairs, Hearing aids, etc. in camps organised for the distribution of aids and appliances for PwDs. CRUSADE provides transport to PwDs to assemble in such camps to avail the assistance.


CRUSADE also provide devices such as walking sticks, blind sticks, wheel chairs, walkers, elbow sticks, knee caps, etc. after assessing the needs. So far around 430 PwDs have been covered for the provision of such devices which greatly improve their mobility and enable them to participate in day to day activities. To some of them it gives the extra benefit of getting enrolled in Employment Guarantee scheme of the state which requires their presence at the work site for getting wage


Support to Children’s Education

The COVID-19 pandemic disrupted livelihoods for many, leaving persons with disabilities (PwDs) struggling to manage expenses. When schools reopened after the lockdown, many PwDs found it challenging to cover the costs of sending their children back to school.

To ease this burden, CRUSADE provided financial support by depositing ₹1,000 directly into their bank accounts. This a ssistance helped families cover essential school-related expenses, ensuring that children could return to their education without added financial stress.




Livelihood Assistance


CRUSADE believes that disabled people have ideas, skills and talents like anyone else. If these are supported and nurtured in the right way, there is enormous potential for them to overcome some of the barriers they face and replace poverty and hunger with sustainable livelihoods and food security. However, this has been an uphill task as most PwDs in the project area are limited by poverty, lack of education and skills and most importantly low self-confidence and self-esteem. The various stigmas surrounding PwDs make it difficult for them to find employment. A majority of the PwDs are dependent on the MGNREGA as their primary sources of income. Very few of them are engaged with a company or have employment that provides a reasonable amount of remuneration. CRUSADE seeks to improve the livelihoods of the PwDs’ by increasing household income and nutrition status by providing loans/ grants to acquire livestock and encourage them to pursue income generating act ivities such as running a grocery or petty shop. Owning livestock as an asset gives the differently abled confidence and independence in successfully overcoming the challenges of disability.


CRUSADE actively motivates and supports persons with disabilities (PwDs) to engage in economic activities, except in cases of profound disabilities or severe mental illness. To empower them, CRUSADE provides loans to help start income-generating ventures, fostering financial stability and a sense of dignity


Story 1. Radhakrishnan , Vellambakkam, Minjur


Radhakrishnan (63) with 60% Loco motor disability is living with his wife Balammal and is a member of the special group at Vellambakkam village which has 7 members. CRUSADE assisted him to get the ID card and to get the monthly Disability allowance from the state. He was arranged a walking stick from Adianath trust which helps him to have easy mobility.


To enhance his livelihood, he has availed internal loan of Rs 10,000 from the group and from PLF ( Panchayat Level Federation) Rs 50,000 and invested in a milch animal and earn Rs 100 to Rs 150/day by selling 5 to 6 litres of milk . He has the previous experience of hiring bullock cart. Radhakrishnan also grows vegetables in a small piece of land (1.5 cent) owned by Neighbours. He grows aborigine, Ladies finger and chilies and after distributing the vegetables to his neighbours, he sells the surplus to get some additional income.


Story 2. Dass - Akkarapakkam


Dass (46 years) is a member of special groups of PWDs in Akkarapakkam village, Ellapuram block. He lives with his wife & 2 sons, having married away his daughter.Interested in agriculture, he has been growing banana and selling banana leaves and fruits in Arani town nearby. He has utilized the space in between banana plants for growing vegetables with seeds supplied by CRUSADE (greens, snake guard, chilly, ridge guard, radish, ladies finger).



He got good harvest of snake guard and ridge guard “As I sell vegetables at a lesser price than market rate people buy vegetables form me. Vegetable seeds are very expensive and I have to travel a distance to buy seeds. The quality is not assured and expensive. So I very much appreciate CRUSADE’s initiative to provide seeds at a nominal rate at my door step which is very convenient. If people make use of the opportunity like me, they can grow vegetables organically and consume fresh vegetables, grown without any pesticides” saysDass.


Story 3: Sathiya 0f Thrukanadalam village, Ellapuram Block


Sathiya 38 years, speech and hearing impaired from birth is a member of the special groups of the disabled in Thirukanadalam village since its inception in 2018. The group has 18 members. Sathiya’s disability has been assessed as 90%. She gets the monthly disability allowance of Rs 1500 from the state. Her husband Raja is employed as gas cylinder distributor for a gas company.



They have two children, one daughter and one son both studying in the primary school in the village. The meagre income of Raja is hardly sufficient to run the family. Although Sathiya gets her maintenance allowance from the state, with two children the family is struggling to meet all essential needs. vIt is at this juncture CRUSADE started the six months tailoring training for the women in the village in which 22 have enrolled for the training and Sathiya is one among the trainees. She underwent the entire course with self-confidence and within two months she started stitching her cloths. At the end of the training CRUSADE provided the machine she was using for training free of cost. She is grateful to CRUSADE for organising the training at her door-step and waived the nominal fee which other women paid and to get the machine free of cost at the end of course. Sathiya is confident she can supplement her family income with her new found skill in tailoring.


Story 4: Subramani, Eguvarpalayam


Subramani, 50 year old PWD of Eguvarpalayam village, Gummidipondi block father of two sons, is happy for extending his own Grocery shop in the village with the IG support of Crusade. Subramani started his married life happily but unfortunately lost his Speech and Hearing abilities within two years of married life due to Nervous disorder. He was issued 100% Hearing impaired disability certificate by the Government in the year 2008.



Later he enrolled himself in the special group for PWDs formed by Crusade named NANBARGAL (Friends special group). He has availed Rs.30000 from Crusade, which otherwise would be difficult for him to avail from any other source because of his disability. Being a member in the group has made it possible and he is happy in extending his Grocery and Tiffin shop. Subramanian is happy for running his own shop with the support of his family members and thankful to Crusade for rendering such a support


Skill Training


In order widen the employment opprtunity to PwDs CRUSADE provide skill training in tailoring besides facilitating training in externally in the institutions. CRUSADE provided six-month course tailoring training to 90 PwDs across the four blocks free of cost and provided them sewing machines at the end of the training sponsored under Corporate Social Responsibility grants.


Integrating health care


As recommended in an evaluation of the programme, in an attempt to provide health care to PwDs in special groups, a homeopath visit the groups to assess the health status of the members in the groups, to provide medical treatment, counselling and referral servicesto those having health issues. The members of the groups are also motivated to attend the mobile clinics , eye camps and cancer camps conducted by CRUSADE in project villages.


Story 5: Medical intervention for physical disability and emotional wellness


Vishal, 18 years old, resides in a small hut in Azhinjivakkam village, Ellapuram block with his parents who are daily wagers and a younger brother studying in high school. Vishal was an active teenager and an ardent cricket lover until he suffered a viral fever in December 2021 which his mother ignored thinking it was a normal fever but his symptoms never settled down in spite of treatment .He was diagnosed with brain fever and cerebral ataxia. He was treated for the condition which only progressed to blurred vision and loco motor disability.



Vishal ‘s parents spent more for treatment than they could afford with the hope that their son will recover but were frustrated when left with debts because of huge medical expenses. Vishal could no more walk as both his legs were affected and couldn’t continue his studies due to blurred vision. With the help of peer mentor of CRUSADE who is a neighbour Vishal was assisted to visit the Taluk hospital at Ponneri where he was given Disability ID card with 90% locomotor disability. He was enrolled in the special group for PwDs in the village named PuthuVasantham(NewSpring) run by the mentor. CRUSADE also facilitated Vishal with a walker which enabled him to be independent and move around without his mother’s support. Vishal’s mother also noticed some behaviour changes in him after his disability. Vishal who was studious earlier is depressed as he couldn’t study nor go out to play cricket. It reflected in his anger towards family members. His mother put up a request to the mentor for any intervention that will improve his condition. CRUSADE Homoeopathy volunteer visited Vishal and after assessment arranged Homoeopathic medications for behavioral change. After in-take of the medicine for a couple of months there has been remarkable change in him. He is now able to walk with support and looks cheerful and happy.


Flood Relief


The 2023 monsoon brought unprecedented rain in some areas in Tamil Nadu including Tiruvallur district and in the impact the modest houses of PwDs, mostly mud walls with thatch roof were fully damaged. With the support of Salt of the Earth, CRUSADE revamped thatch roof of six homes of disabled women. The damaged house of Munusamy in Ayyanallur village in Gummidipondi block was replaced with asbestos sheets roof and steel pillars.


Progress of ‘Vallamai’ (Strength) Trust, the Federation of support groups of PwDs.


Vallamai is a registered federation of special groups of the disabled. A total of 194 groups in the four blocks have joined the federation so far. The groups pay an annual subscription of Rs.100 to show their solidarity. Vallamai Federation has a built in Revolving Fund which it uses for providing financial assistance at low rate of interest to PwDs for income generation, housing and other felt needs of Group members through members.


Security


The disabled are vulnerable; they often meet with untimely deaths due to disease complications or accidents. Initially, we planned to providelife insurance to cover the disabled members of the group when they die. However,administering a system for life coverage, especially getting an annual premium from all members, is complicated. Instead, we decided to provide a small grant to the legal heir of the family when the disabled members die or lose their livelihood due to disease or accident. In addition the legal heirs of PwDs registered with State Welfare board for the Differently Abled get Rs 17500 grant in the event of demise of the disabled person. CRUSADE encourages the members to get registered with the Welfare board and facilitate to avail the benefit. CRUSADE has, so far, reached out to 20 families in its project villages,giving small grants of Rs 5000 each